(Salt Lake City, UT) — Utah homeowners are seeing home insurance rates increase by at least 19 percent this year. A new study from S&P shows that Utah is third in line behind Texas and Arizona for these higher homeowner costs. Utah insurance commissioner Jon Pike says the cost of this kind of insurance started going up three years ago. His office data shows the first large increase was seven percent in 2021, with each year since showing residents paying a bigger bill.