(Undated) — Utahns who want to protect their homes against floods that could be coming in a big way need to hurry, if they aren’t too late already. The only way to get coverage is through the National Flood Insurance Program, and it typically requires a 30-day waiting period before going into effect. A small amount of floodwater can cause thousands of dollars in damage. Local insurance agents can help find and purchase the right flood insurance and homeowners can use the NFIP insurance provider locator online at floodsmart.gov/flood-insurance-provider.